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Health Insurance Premiums Rose Nearly 3x the Rate of Worker Earnings Over the Past 25 Years

Vivian Ho, Rice University, and Salpy Kanimian, Rice University

Health insurance premiums in the U.S. increased significantly between 1999 and 2024. They outpaced wage growth by 3 times according to our newly published research in the journal JAMA Network Open.

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Premiums can rise if the costs of the medical services they cover increase. Using consumer price indices for the main components of medical care – such as services provided in clinics and…

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